Fully Insured and Self-Insured Plans
At HighMark Benefits Group, business owners can choose to provide fully insured plans or self-insured plans to their employees. Providing one or two insurance plans to employees will assure them that their employer values their benefits and protection.
Group Health and Dental Plans
A group health and dental insurance plan for employees can help business owners offer better coverage while saving money. It also creates happy employees since they know that the company provides them with health coverage.
Group Life Plans
A group life insurance is inexpensive. Employees only see a group life plan as a perk because of its limited coverage. With this in mind, it removes the pressure off the business owner’s shoulders in providing full insurance coverage.
Group Vision Care Plans
Companies that require their employees to use computers, such as in call centers, may benefit from having vision care insurance. It includes eye exams, glasses, and contact lenses. It helps reduces the costs that employees need to pay for vision care.
Group Disability Plans
A group disability plan provides partial payment of your employee's income if they get sick or get into an accident. This plan makes the employees feel assured and safer in their working environment, especially if their job is labor intensive.
Group Long-Term Care
Employees can buy a Group Long-Term Care Insurance at work. This type of insurance can help employees during their retirement. It protects employees if they need to retire because of conditions not covered by their sponsored health plan.
Medicare
Employees can enjoy both Medicare and employer insurance at the same time. Medicare is also meant to work together with your business’ benefits to cover the employees’ healthcare needs and help pay for most of their medical expenses.
Other Services We Offer
Tax Planning Payroll
At HighMark Benefits Group, we help businesses plan payroll taxes. The taxes are a percentage of an employee’s salary used to fund public and government programs.
COBRA Administration
The Consolidated Omnibus Budget Reconciliation Act (COBRA) gives employees and their families the right to continue their group health benefits for limited periods after a voluntary or involuntary job loss, death, job transition, and more.
Health Reimbursement Arrangement (HRA)
HRAs are benefits that some employers offer their employees as an aid to healthcare expenses. It has reimbursement for qualified medical expenses and sometimes insurance premiums.
Health Savings Accounts (HSA)
HSAs are savings accounts set up by businesses for their employees. HSAs are employee-owned and funded savings accounts used to pay for eligible medical expenses.